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Senior Portfolio Risk Analyst

Date: Jun 20, 2022

Location: Enfield, CT, US, 06082

Company: Farm Credit East

Description/Job Summary

Join a team focused on the success of our customers, the success of our communities, and the success of each other. Farm Credit East is the leading provider of loans and financial accounting services to farmers, foresters, fishermen, and agricultural business owners across the northeast with over $9 billion in loan volume and over $21 million in financial accounting service revenue generated annually. When you pursue a career with Farm Credit East, you have the opportunity to positively impact the families and businesses that drive the Northeast economy. For more information, go to FarmCreditEast.com. 

 

As part of the Analytics & Insights team within the Association’s Risk Management group, the position will entail supporting Farm Credit East's portfolio risk management needs. The successful candidate will utilize an analytical approach to monitor portfolio conditions, identify key trends and emerging risks, and provide actionable information to aid in decision making.  As a senior analyst, the candidate will be able to lead portfolio risk management projects in collaboration with business partners (credit, finance, etc.) and provide guidance to less experienced analysts assisting on the project.    

 

Responsibilities/Duties

With varying levels of supervision, depending upon the task assigned and experience, this position is accountable for the following:

  • Ongoing monitoring and reporting of portfolio conditions and key risk indicators (KRIs), including but not limited to credit risk, collateral risk, concentration risk, and counterparty risk.

  • Identify key trends and emerging risks within the portfolio and collaborate with the Association’s Knowledge Exchange group and management to identify the root causes.

  • Through ongoing reporting and analysis, interactive dashboards, and the Association’s Enterprise Risk Management framework, provide Association management and Board with real-time information and actionable insights.

  • In collaboration with the Association’s management reporting team and technology partner Financial Partners Inc (FPI), automate new and existing portfolio risk management tasks and analysis.

  • Perform quantitative and qualitative analysis in support of the Association’s allowance for credit losses and provide actionable insights to the Association’s Asset-Liability Committee.

  • Complete stress testing to assess the potential impact of industry/economic conditions on the Association’s portfolio and financial condition.

  • As assigned, participate in applicable committees, workgroups, or project teams, both within the Association and with key Farm Credit System (FCS) partners.        

 

Required Education

Bachelor’s Degree in finance, economics, statistics, or related field required. 

 

Required Experience

  • 3-5 years credit experience focusing on portfolio risk management and/or credit analysis/underwriting
  • Demonstrated knowledge and competency in data analysis and reporting systems.  Specific experience with Power BI preferred.
  • Ability to manage multiple competing initiatives and deliver results within deadlines and with a focus on accuracy and attention to detail
  • Excellent communication (written and oral) and interpersonal skills, with a particular aptitude in communicating complex technical concepts in simpler language for the consumption of management/decision-makers
  • Must have an innovative mindset and be willing to challenge the norm in a constructive, professional way

 

Preferred Qualifications

  • Knowledge and/or experience with credit risk modeling, loss forecasting, regression models, and economic capital
  • Experience analyzing reserve model results and ensuring compliance with internal controls and model governance standards
  • Familiarity with Dodd-Frank Act Stress Testing (DFAST) requirements and best practices
  • Knowledge of the agriculture industry
  • Experience with Power BI, SQL, SAS, or R
  • Experience with the SAS Risk Stratum platform
  • Experience with Salesforce CRM and nCino loan origination platforms

Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not discriminate on the basis of race, color, religion, national origin, sex, sexual orientation, gender identity, age, marital status, disability status, protected veteran status, genetic information or any other status protected by federal, state or local law. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individual's qualifications for a specific job opening. In compliance with the Americans with Disabilities Act (“ADA”), if you have a disability and would like a reasonable accommodation in order to apply for a position with Farm Credit East, please call 1-800-562-2235 or e-mail FarmCreditCareers@farmcrediteast.com.


Nearest Major Market: Hartford